Competitive pricing that fits your business needs
American Express rates are generally based on your industry and annual American Express Charge volume. We generally charge the same rate for transactions using all Card types.1Our competitors typically have more complex pricing structures. In addition, there are no monthly minimum charge requirements or annual fees.2
We also offer flexible payment methods.
Net Pay: The Discount, fees, Chargebacks, and credits are deducted from our payment to you.
Gross Pay: The Discount, fees, Chargebacks, and credits are debited separately from our payments to you.
- Lower rates may apply to certain Card types, such as Prepaid or Corporate Purchasing Cards.
- In addition to Discount Rate, merchants may be subject to other fees and assessments. Merchants whose charge volume falls below a level that we may establish from time to time may elect a low monthly flat-fee pricing option in lieu of a transaction-based rate. For more information, visit pricing page.