The contactless feature on American Express® Cards is designed for speedy, on-the-go transactions at the point of sale. Contactless chip payments use radio frequency technology to perform transactions, and with a simple tap, the Card and reader exchange secure payment information.
Contactless chips have been utilized in various payment forms including cards, key fobs, watches and stickers. American Express recommends using an integrated terminal that is both contactless and contact EMV-enabled.
Help improve efficiency at the point of sale to move customers through the line faster with fewer resources1
New technology encourages customers to use contactless more often2
Help reduce cash handling and optimize operations3
Enhance payment security at the point of sale4
Use American Express data analytics to capture consumer spending patterns to increase transaction rewards and promote loyalty5
Ready to accept contactless payments?
Call yourAmerican Express Representative now.
Switch to an integrated terminal that is both contactless and contact EMV-enabled and designed to accommodate for contactless payment features.
How it works
Customers look for the identifier at checkout to indicate contactless enablement.
Customers tap their American Express contactless device in front of the reader, which uses secure radio frequency technology to transfer transaction data.
The terminal sends data for authorization processing. Then the customers collect their purchases and go. If customers want a receipt, they can simply ask.
2. "Card Payments Roadmap in the United States," September 2012, Smart Card Alliance.
3. Federal Reserve Bank of Atlanta, January 2012.
4. "American Express My Offers, Digital Portfolio," 2013