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Source: Roy Morgan Research (Mar 2016). "American Express Card Members report spending on average 92% more than Non American Express Card Members on all credit or charge card purchases in a typical month." Source: American Express commissioned internet panel survey conducted in December 2015-January 2016 based on retail apparel purchases made in the 6 months prior to the survey. Definition of American Express® Card Members: Respondents who reported that they have an American Express Card and that they used that card to make retail apparel purchases in the prior 6 months